How returning to be a FT postgrad student affects MA

[Snowgirl83]

Hi,

My little boy is due in Sept, and I have been offered an amazing opportunity to do a PhD this coming academic year. I know the ins and outs of PhD study- the time committments etc having done a bit of one before (don't ask!) so i know that it might be difficult with a new baby and don't underestimate it etc etc.

However, as I will be claiming Maternity Allowance (I was working as a contract lecturer so no SMP) I wondered if being a full time student impacts on that- whether I can still claim MA? Also any other benefits anyone knows of that might help during this time?

Thank you!

PhD funding is not classed income, in that you are not an employee and income tax or NI are not applicable, so it should not be considered in the same way that a job would be during this time. For instance when I have filled in a tax return I haven't had to put in details of my stipend, but I couldn't say for certain whether this would impact your MA allowance claim, as I have never managed enough work to be eligible for it.

This link has some useful information www.direct.gov.uk/en/moneytaxandbenefits/benefitstaxcreditsandothersupport/expectingorbringingupchildren/dg_10018869

I'm currently on my second pregnancy of my PhD and so it is with some insight have to say I'm highly dubious that starting a PhD in September/ October when you have a baby due in September is a good idea. You generally aren't tied in to an academic year in terms of starting a PhD, if I was you I would seriously consider defering entry until at least after christmas.

thanks for the advice- -will check out the link.