Any nhs HR or payrol experts?

[DameHermione]

If I got a second job within the same trust would it be taxed as a second job? Would i also end up paying 2 lots of student loan etc?

Jobs are in different departments.

Would it be a financial badmove?

Does the trust use the same payroll provider?

Yes they do.

Yes it is a second job and will be taxed separately. No you can't trust nhs payroll to do it properly. Student loan only comes out of main job as far as i know though. Keep a really close eye on payroll as ime they will get it wrong. Call hmrc directly if you have problems. And remember you'll need two p45s when you leave or two p60s at the end of the year!

Does that mean second job is taxed higher?

You probably will have a higher rate of marginal tax on second job, because the first job will take first dibs on your tax free allowances. But you don't end up paying more overall than if you just had the one job paying the same in total as the two individual jobs (student loan qn aside).

HMRC might put you on emergency tax for second job (25%) and then adjust it after Tax year end (April), giving you back a lump sum (or sending you a demand if you are over higher tax threshold)

Quite often these things are a complete nightmare and not much you can do to simplify. My advice would be to use listentotaxman.com to work out total tax liability for year (adding both jobs together) and compare this with tax being paid over to HMRC in total each month, to check what is being paid is close to what should be being paid. Keep it all on an excel spreadsheet. If you are paying too much you can call the HMRC helpline, and if you are paying too little you need to set the money aside as they will come for it at some point.

I have no idea on the student loan qn.

If the same payroll provider is being used, op should have 1 payslip itemising jobs. Tax will be at 20% unless op is in the higher bracket and student loan will be based on the gross amount, e.g. my student loan is first 1200 per month - nothing is taken; after that 9% of gross. If op's 2nd job was with a different payroll provider then would be much the same although she could choose which job she wanted to allocate her free pay to.

Our trust would give you differnt payslips for differnt jobs within the trust.