I’ll happily clarify my point out risk.
The risk to personal safety is often used as a justification as to why it’s not ok for biological men to use women’s toilets.
In reality, there’s no direct increase in personal safety risk from someone who is biologically a man using women’s toilets. As is demonstrated by the toilets in most homes, small premises etc. A man using the same lavatory facilities as a woman does not have inherent personal safety hazards. For example, their use of the toilet does not leave it with barbs on it that then harm the woman who uses it next.
Whereas, there is very definitely a personal safety risk to a vulnerable person being in an isolated space with a predator.
The extreme example being in places that are predominantly male, and the toilet facilities reflect that. e.g. construction sites outside office hours. From a personal safety perspective a woman is safer using the large, busy men’s toilet located alongside a large, busy, open changing room; than she is using the single female toilet thats tucked away at the back of an admin block thats not occupied. The personal safety risk comes from being in an isolated space with a predatory individual.
(And yes, in an ideal situation that wouldn’t be the set up, but it often is - and it is an effective illustration on what the circumstances are that actually create the personal safety risks).
Privacy is a different topic. They're two topics that are challenging to address together as what’s good for one is often to the detriment of the other.