Engagement Ring Repair?

[Trustisamust]

If a diamond falls out of your engagement ring, who should foot the bill for the repair?

Asking for a friend

Oh and I don't know if this makes a difference, but I'm currently on mat leave!!

If new the jeweller. If not the person who is wearing it.

With any other gift the recipient would pay to repair it if it broke after it had been given. However if it’s expensive and you don’t share finances then I guess you could ask your fiancée/husband to help you with the cost. To be honest, if this is an issue then it’s a bit of a red flag regarding how you will both deal with finances during mat leave and afterwards.

If you are engaged or married and you are on maternity leave I’m assuming you live together and share finances, therefore it should come out of the ‘pot’.

If you are engaged, on maternity leave with his baby and he is not sharing money with you and won’t pay to repair your engagement ring, give him the ring back.

Thanks both. We both work ft on pretty rubbish wages so money is tight! I have said to my fiancé I am happy to pay but it's quite an expense so he has offered to pay half, bless him.

I think we're both a bit surprised it already needs a repair tbh as I've only had it just shy of three years (from new).

I've always been financially very dependent so I do find it difficult to accept these offers of help from him but I know it is all about working together.

If it is over a certain value then you have it stipulated on your house insurance so you can claim under that?

@flowery We both have separate accounts but he transfers over to me an agreed amount each month. It's worked well.

@ODFOx It's only £120 but to us that is a lot.

@flowery He has offered to go halves.

I’d use my ring insurance for this

But it’s also a condition of my insurance that I get it serviced (I don’t know what the word is) yearly to check for loose stones and give it a good clean

Ah, the perils of split finances.
Sounds like you don't have much cause for complaint if he's paying half.

[quote Trustisamust]@flowery He has offered to go halves.[/quote]
Ok well as long as the amount he transfers to you results in you both having the same amount of spending money, that sounds fine, as it is the same as it coming out of the joint pot.

If I was on mat leave and the bill for repairing it was a lot of money, I'd put it in its box and wait till I, or we, could afford it, I think.

@deydododatdodontdeydo We are far happier that way, it works for us. We both earn around the same.
I shared everything financially with my ex-husband and vowed never ever to make that dangerous mistake again!!

@ShirleyPhallus The ring itself was only about £1500 so it's not got ring insurance. It was only covered for two years.

@flowery Neither of us really have "spending money" once all the rent/bills are paid. I'd bloody love a haircut as it's been three years but that's a luxury. One day...

I thought that my diamond looked a bit dull (poor eyesight) and on closer inspection, with glasses on, it had fallen out. I claimed on household insurance.

@Orpheline Thank you. I will check but doubt out household insurance will cover it as the ring wasn't that expensive - around £1,500k new.