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Feminism: Sex and gender discussions

Today's nonsensical offering

27 replies

NiceGerbil · 22/02/2021 11:49

Just came across this.

'Why Life Insurers Ask About Gender

Life insurers ask about gender because of the correlation between gender and mortality. Being assigned to the male or female sex at birth is related to how long we live. As a large, international 2019 study in the journalClinical Chemistrypoints out, "Male life expectancy is lower than female life expectancy in all countries."1 This difference began to show up after 1880; by the middle of the 20th century, mortality of those older than 45 became twice as high for men than for women, due to "men's greater vulnerability to cardiovascular disease and differential uptake of smoking." With women smoking more, the difference decreased, but still exists. There are significant differences in the rates between countries and at different times, but in almost all cases in modern times, females live longer.'

So you have to ask yourself why medical professionals at births, or family etc for babies born without medical help, are assigning any babies male and condemning them to a shorter life? That's horrific.

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NiceGerbil · 22/02/2021 23:08

The link is USA. So different laws.

The insurance gender directive came in years ago and it's correct that insurers in the UK have not differentiated rates for some years.

On the underwriting though I believe the height/ weight tables are different and, not sure about anything else. Not much probably. Maybe cholesterol and things like that.

They are still allowed to gather sex for that reason and also it's important to the actuaries for the above reasons.

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NiceGerbil · 22/02/2021 23:10

I doubt it will change as the gender directive thing was brought to the EU by men who wanted cheaper car insurance. And the things where it benefited women- I'm thinking of annuities, suddenly had the rules changed so you didn't have to buy one with your pension pot any more...

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