NEST workplace pension

[sashh]

I've just logged on to see my NEST account and they have included a 'member details' and guess what they have next to 'female', yep 'gender'.

I've sent them the following

In your 'member details; you have have used the word, 'gender'. This is incorrect, my sex is female, gender is a social construct I want to not exist.

You may be wondering why this matters. It matters because in various pieces of legislation but primarily the Equality Act both 'sex' and 'gender identity' are protected in law. For an organisation such as NEST it is vitally important as retirement ages are different for men and women and will continue to be so for some time, if you identify someone by gender you may well calculate a different retirement age as gender can change but sex does not.

Please change this.

Yes! Especially as some people (mumble mumble... pips.. mumble mumble.. that police officer...) keep changing their mind about their gender.

You’re right to complain about the conflation of sex and gender, but it won’t actually affect Nest’s administration of pensions - both men and women can only access their Nest pension pot from age 55, which will rise in time to keep it at 10 years below State Pension Age. By the time SPA is 66 (and so minimum pension age is 56), it will be equal between men and women.

The HMRC payroll software also asks for staff gender rather than sex.

Side track to your op, sorry sashh but reading this has just made me wonder about private pensions...

If everything else is equal, on’t women get a bit less than men from the same age/amount, on the basis that they expect women to live a bit longer so their pot needs to last for more payments to come out of it?

What happens to transwomen?

Argh inadvertently hit post too soon.

Just wondering if the go down to the female payment, stay at the male payment or there’s a third payment for transwomen because the actuaries have figured out they have different risk factors that makes them more likely to die earlier or later so they use that figure...

Would be fascinating to know what happens and in particular, what trans reactions are if their pension goes down...

Interesting thought about private pensions.

I know the worse your health the better annuity you can buy.