Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Feminism: Sex and gender discussions

Is it sexist for the insurance industry to take gender into account when setting its premiums?

184 replies

Lio · 22/02/2011 19:28

You've probably seen article like this one in the last few days, talking about how women could find insurance premiums (particularly car insurance) going up if the EU rules it discriminatory to take gender into account when setting its premiums.

A friend has asked whether this is discrimination against men, or just sound business sense? I've always thought the latter, given that the stastistics show that women have fewer car accidents and less spectacular ones than men. But if someone is told that the reason their premium is higher because they're a man, isn't that sexist?

I know there are other issues involved, such as age, but what do you think about the gender one?

OP posts:
HerBeX · 26/02/2011 18:03
Grin
JeaninePattibone · 01/03/2011 10:43

The cout has ruled:
www.bbc.co.uk/news/business-12606610

The industry has until December 2012 to change their pricing models.

GrimmaTheNome · 01/03/2011 10:48

I suspect I'll gain more from the annuity equalisation than I lose by the insurance issue - how do you think it will affect you?(I'm 50 so probably gender not such a factor in the car insurance).

SardineQueen · 01/03/2011 12:03

Just came to post this!

Says in the article that annuities will be affected. Nose/face. What pillocks.

Will age be on the table next, and disability? I don't see how they can fail to be TBH.

Personally will gain more from the annuity thing than will lose from car premiums I'm sure. Yippee!!!

SardineQueen · 01/03/2011 12:04

What will be the cry when all of the blokes realise they have knackered their pensions?

Snoffair! (A la my 3 yo) - Bet you Grin

BigGitDad · 01/03/2011 12:16

You say women will gain from the increased annuity rates but how many women have pensions as opposed to how many have car insurance? I think you will find it will be a net loss.

TheCrackFox · 01/03/2011 12:20

I can't drive but do have a pension so it is a win/win situation for me.

GrimmaTheNome · 01/03/2011 12:34

You say women will gain
no, I said I probably would benefit and asked what effect others thought it would have for them.

trixymalixy · 01/03/2011 17:45

Yikes!! Thank god I got my car insurance sorted yesterday!!!

New posts on this thread. Refresh page