Hello, horsey people.
I am not horsey, but DD is utterly obsessed and has been from the moment she could walk and talk. She's been riding since she was 4, though on and off as covid hit not long after she started.
When it calmed down, we enrolled her at a local school, and she's now been riding regularly (one lesson a week) for several years. The school she rides at has levels, which she is half way through.
She is confident in walk, trot and canter and has jumped many times, though I have no idea what height. They usually do cross poles, but she has also jumped straight ones happily. There is (I would say) a 1-2ft gap from the bottom of the pole to the ground?
I am worried that she is currently stagnating in progress, having been at the same level for over a year. New children have recently moved into the group who are noticeably less able and confident and the instructor is now having to teach to their level, leaving DD and the other children who've been there for a while unable to progress. I've tried to speak to the instructor about what DD needs to do in order to be moved up, but they couldn't offer any feedback at all?? Just "she isn't ready." Which would be fine, if she wasn't becoming bored. I've never seen her be anything other than elated at the end of lessons until recently, but now she feels she just isn't doing anything at all - and I'm inclined to agree with her.
We are coming to a point where we need to commit to further lessons where she is or give notice, but I'm not sure what is right to do. Ideally, I would love for her to move to a loan arrangement, but being non-horsey I worry I wouldn't be any use in helping whatsoever! The yard offer loans, but it is extortionate and we'd still need to pay the membership on top, so we'd be paying nearly £850 a month - ridiculous when I'm sure we could pay for our own horse for that?? (I might be deluded here, so do tell me if so).
My question here is: where do we go from here? We aren't able to do any eventing or competing as she doesn't own her own pony, and if it costs £800+ a month to do so, we simply cannot. Are we in any way likely to ever find a loan arrangment for a sensible 12 year old whose parents are willing, but inexperienced? We are in on the south coast, so not exactly surrounded by horsey people, really.