If you haven't owned horses please don't comment. This is not like a house pet, they cost hundreds of pounds every month and need hours of time committed to them.
I have had a terrible change in circumstances, a bereavement, and am facing a big reduction in my household income. I don't think I will be able to afford my beautiful horse.
I've owned him for 20 year, he's 24 ish years old. Ridden and happily hacking but definitely a veteran now. I love him to pieces.
I always said I was committed to him for life, I would never have passed him on. Now I'm faced with not being able to afford him and my head tells me the responsible thing is to PTS. He's not desirable for somebody to loan, companions can be passed from home to home.
If you've been in a similar situation I'd appreciate hearing from you.