Looking for some different perspectives on what to do....
We bought my warmblood mare last year as a 4 year old just backed, and spent the summer just bumbling around really - hacking, low level schooling and a few fences, lunging, long-lining etc. and then turned her away for a winter break. Fast forward to this year and she came back from her break really well and was really making progress. That all seemed to change when we had an accident during a flat work lesson. She had been amazing but then came round a corner, had a spook and then literally threw herself on the floor, with me on board. We were both very shaken and I couldn't physically ride for a few weeks because I was so sore and bruised. I did all of the usual things, had her checked, had her saddle checked, Physio sessions etc and was told that it was just a freak accident and given the all clear. I've started working her again now but she's clearly still out of sorts and if I'm honest I feel petrified for the first time in my riding life. I can't stop thinking about what could have happened. In truth I really don't want to ride her as I'm worried that she might go over on me again, and I'm now racking myself with guilt that I will end up ruining what is a lovely horse with lots of potential because she will pick up on my anxiety.
My YO is very experienced with youngsters and very helpful (which is lovely) but this also makes it difficult for me to admit that I'm finding things tough and have lost my nerve. Her view is that I should just push through this. For context I'm riding both my daughters ponies with no problem so I've not lost my nerve to ride, just my nerve to ride my mare.
Has anyone else been in this situation and if so how on earth did you manage to get out the other side? Unsure whether I send my mare away for schooling, try and get an instructor that can come and work with me everyday for a short while (usual instructor is not close enough so this isn't possible with her) or do I admit defeat and look to sell her? I'm really miserable and torn on what to do so any words of wisdom would be much appreciated!