Hi OP, I only started riding at 45 (almost 3 years ago). I just took to it like a duck to water and loved the horses, I’d never really been about horses before that. I bought my first horse almost 2 years ago but was mis-sold a horse with Kissing Spine `(she passed a 5 stage vetting but had issues the minute we got her home and we found the cause months later!), I really had no clue what I was doing! I was never able to ride her. She had to be retired. I couldn’t send her anywhere else as I’d taken her on as my responsibility and I loved her and didn’t want anyone trying to make money from her (like the dealer I’d bought her from).
Thankfully I ended up on an amazing yard with a super supportive yard owner/trainer. My husband also rides. So we bought a second horse, older (14), but a warmblood competition horse. He’s been fantastic, I adore him. He’s super forgiving re mistakes but can be spooky and has been a challenge, had a few falls (rider error) but he’s really a dream and has been great for us.
Then, as my husband and I wanted to be able to ride together, we bought an Irish Sports Horse last summer. We wanted a younger horse as I didn’t want to end up, in a few years time, with three old horses all at the same time, we were really looking for one about 10 years old, but he had only turned 7 but with an old head on his shoulders. He’s mainly hunted though, so needs schooling brought on which happens with the help of yard owner/trainer. He’s a more straightforward, less spooky ride than our other gelding despite being younger. He was Kevin the teenager on the ground when we got him but really good now.
The points I’d make to you are:
It takes work to keep even a good horse good, our warmblood doesn’t have a bad bone in his body but he’s used to more advanced riders. We have plenty lessons (a few a week) on both geldings to keep warmblood good and to bring on the ISH. And where required, where issues need resolving, I pay for trainer to school them for a bit. You need to make sure you’ll have plenty support.
Re letting one you get be used in lessons, you would have to be so careful re this as you don’t want negative input. I wouldn’t let anyone ride ours who isn’t at least as good as us, no way. It’s hard enough for non-advanced riders to keep horses good in terms of behaviours, attitudes, and aptitude.
I really think a very young horse would be a bad move.
Lastly, re your canter fear, I’ve also had canter issues previously. I’d really recommend a therapy such as NLP to help with that, you could be doing that just now when you’re unable to ride 😊 I’d recommend this one:
www.amazon.co.uk/Confident-Rider-Mindset-Riding-Success/dp/1797636545/ref=sr_1_1?dchild=1&keywords=Tracey+Cole&tag=mumsnetforu03-21&qid=1612451655&sr=8-1
So to summarise, it’s a massive learning curve and challenge in all ways no matter how good and suitable the horse, so really make your life as easy as possible. Get an older educated horse. It’s meant to be fun 😊