Horse value

[choccybuttonshelpeverything]

My horse is currently out on loan. Great loaner- wants to buy.
I genuinely have no idea how much to sell for. He's 15.2, med weight cob. Sound. Bit quirky so not easy to do in all ways. Although loads travels well. Great to catch. He's a decent all rounder. Safe in open spaces hacks alone- although spooky. Easily pops a 1m course will do a decent dressage test.... thoughts?! (He's 11) I don't want to ask for too much and appear grabby, similarly I don't want to just give him away. 😳

Do a search on Horsemart or Horsequest for horses similar to yours and see what they are for sale for.

How old and what county ( area ) ?

Ive been doing quite a bit of online horsecshopping recently and woukd say between 2-4k depending on how nice looking he is and what the ‘quirks’ are. He is a size a lit of people want and the fact he is good to hack and do a bit more in the school are also good points. To be honest if the loaner loves him already and you definately want to sell perhaps its worth offering on the lower side? X

Sorry just realised you have said 11 ,
I'm not right up to date but have looked on horse mart and they seem to be between 3 and 6 k with most around £3500 which I would say is a fair base price to work upwards from. ( they always increase in price January and February ready for spring summer season , ) as you have already got him out on loan and they want him you are in the driving seat as they should know exactly what they are getting and are happy with him , he's settled and happy , and presumably they have experienced any quirks and are happy to cope with them , sounds like he has a bit of talent too .

Other factors may be
What did you pay ?, how long ago ? , have you done anything to improve him ? Will he pass the vet ? Rich / poor area ?

Sounds like a good opportunity for everyone involved

One thing to factor in is has the loaner added value to the horse too? It would be unfair to charge them for their hard work!
I would agree with PP, 2-4k, lower end the loaner though.
Ultimately it's going to be what are you willing to part with the horse for since you lose all control when you sell

Depends a bit - when you say 'will easily pop a 1m course and do a nice dressage test', if you truly mean will do these things easily (i.e. will usually go clear and can go a bit higher if asked), at a show with fillers and spooky stuff etc. and with a competent novice/amateur on board, and you have evidence of him doing these things, and he's (relatively) straight-forward to do and a safe hack, I reckon £3k is a quite a bit too low for him.

A true amateur's horse/schoolmaster who can be competitive at the lower levels (up to elem dressage and 1m showjumping) whilst being not a complete nutter is worth a lot even with some quirks or other issues. He'd be worth even more if a warmblood or ISH, a bit younger, and/or had done some eventing as well as then I would think someone would be interested in him for BE80/90 grassroots eventing (very popular now). Does he hunt? Would he come close to making the times for BE (many cobs struggle even when fit)? If yes to at least some of that then I think £5-£6k would be nearer his value but you could maybe let his loaner have him for £4k or £4.5 particularly if she's put a lot of work into him which deserves a discount IMO.

Of course if really you mean he'll pop a single fence of 1m or a course of 80ish, and do an unaffiliated prelim (no shame at all in that, just a slightly different thing) - perhaps he is more of an RC type in which case I concur that £3k would be about right.

Thanks for all the input. Good points to consider. I guess I just feel awkward talking money. Ultimately the home is most important and truth be told she's the only person I'd sell him to, I'd sooner have him back.

Would you be selling him with tack and full wardrobe?

Varies hugely where you are in the country. We paid £3k for one that we were then offered £20k for a year later in a different part of the country. In the south east you could easilly pay £5k for a cob that would go for £500 in Ireland.

Have a very good look at your local market, then consider if you want the horse back (ask too much and they might buy something else and leave you looking for another loaner).

Agree with the above posters. It depends on the quirks and how much value the loaner has put on him but equally how much you want her to have him? If you won’t accept an offer she makes and she returns horse to you because she wants her own that might be an issue so definitely worth going on the lower end. Say 3-3.5k. Unless he is really easy. I’m in the south east and it’s a buyers market atm ime.

Prices around here must be significantly lower than everywhere else. I could easily pick up an average cob type (no offence intended OP!) for 2k I would think.

I recently bought a registered 14.2 native breed that had lots of wins at county level, hunted and is a bombproof hack for £2300.

I suppose it depends on how much you want him to stay with the loaner

We were the loaner in a similar situation - 9 year old ISH but until dd started loaning him he’d not done much for a few years since his owner got pregnant. He was very fit and healthy and essentially a lovely temperament with a few quirks (being clipped and fillers ...) but easy in every other way and dd’s existing bond with him was worth a lot. We paid £3.5K for him including tack.

Depending on the quirkiness 3 to 5k.

If you wouldn’t sell him otherwise and budget is not your main consideration why not ask for 2-3k ?

Although to be honest if it were me I would not sell him at all. Let her keep loaning him, she s happy and you retain control of his future.