There's a young woman who is a client at the same yard as me. She has a horse which has been off for 6 months with a serious tendon injury. Prior to the injury she was struggling to make any progress with it - prelim dressage level- as it is nappy, far too big for her, over fed and under-worked.
At the weekend she was passing the time of day while I tacked up my Prix St George horse for my lesson. She said that she was fed up with not riding and was looking for an all-rounder "like yours" to "just have a bit of fun on". She asked about mine - age, breeding etc and even though I explained that he is competing at FEI level and may do a Grand Prix later this year (with his professional rider my DH), she still said "something cheap and cheerful like that would suit me perfectly for the moment"
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My much admired horse was bred by me, from a mare owned by me, trained and competed by my husband and is currently worth about £40k.
Insult me, insult my kids, but don't insult my horse
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And breathe...