How experienced should I be to realistically consider owning a horse?
I would keep it at a livery yard with other people around who I could ask for help, not at my house or in an isolated place. I would also be looking for a straightforward beginners' horse which is safe and I can learn with. Nothing too highly strung!
My experience is as follows:
I am now in my thirties. I first rode when I was about 11 or 12 then rode on and off throughout my teens until I went to uni at 18 when uni and work took over. I also helped out at a local livery yard at weekends when I was about 15 or 16 so learnt about stable management as well as riding. I have never had my own horse.
I have just got back into riding and now for the first time in my life I could afford to own my own horse and realise a childhood dream :o but am I experienced enough? Although I know the basics I am concerned because I am not an expert, so I just worry that what if there was something wrong with the horse and I did not realise due to lack of experience?
Is it common to buy and learn as you go or were you all experts before you bought a horse?
I know a lot of you will suggest loaning first but I have had my eyes peeled for the last six months and there are no suitable loan horses coming up, they are all either too far away to travel or looking for competition homes etc.
Also this might be a daft question, but is there anywhere that you can go and do a course in horse ownership or anything just to test whether I am ready?
Any tips appreciated. Want to make sure I am ready before I buy!