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Whether you're a permanent teacher, supply teacher or student teacher, you'll find others in the same situation on our Staffroom forum.

Teachers earning over £50k (child benefit question)

6 replies

TheHoleNineYards · 04/04/2022 17:17

Hello all,
I’m considering applying for a role that would tip my salary just over £50k. Does anyone know what impact that has on child benefit? I can’t work out whether I’d still be entitled to it (due to pension contributions?) or not. I’d love to hear from other teachers on L8/9/10 or similar to know what happens to your pay / child benefit.
Thank you!

OP posts:
dementedpixie · 04/04/2022 17:26

You can still claim child benefit even if you earn more than £50k. Earning between £50 and £60k would mean a proportion would be paid back (10% for every extra £1k). Once you get to £60k it would all be paid back. You would register for self assessment in order to pay any back.

Making extra pension contributions can take the income under £50k and mean you don't pay anything back.

BabyYoda9 · 04/04/2022 19:07

You need to submit a self assessment each year. I pay back around £35 each year.

BuanoKubiamVej · 04/04/2022 22:46

As pp said if you are only just over £50k then just make sure your pension contributions are high enough to bring you back under.

If your taxable (post deduction but pre-tax) income is £51,000pa you only lose 10% of CB. If you put £1000 extra into your pension you aren't losing it, just deferring receiving it, and that saves you £101 pa if you have one child or £118 pa if you have 2. If money is tight you may be better off not putting the extra into pension, taking the hit and keeping 90% of that £1,000 for spending now.

Meandmini3 · 05/04/2022 20:38

I’m L10. No affect on child benefit as pension contributions take me under 50k.

TheHoleNineYards · 05/04/2022 20:46

@Meandmini3

I’m L10. No affect on child benefit as pension contributions take me under 50k.
This is exactly what I needed to know, thank you. My automatic pension contributions will take me under £50k, but I wasn’t sure if those ‘counted’ or if I had to make additional contributions, if that makes sense?
OP posts:
welshgje · 24/07/2022 14:30

Hi there - sorry to hijack the thread. Google brought me here looking for simlar answers. Am I right in that the 'normal' teachers pension which is paid by my employer for me will take me under the £50k threshold so I won't loose the child benefit?

From September I'll be on around £53,000 with the teachers 5% increase plus a recruitment TLR payment.

Thanks

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