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Whether you're a permanent teacher, supply teacher or student teacher, you'll find others in the same situation on our Staffroom forum.

Teacher pension claims

38 replies

MrsTumbletap · 11/10/2019 20:19

Has anyone else had an email about teacher pensions and making a claim if you joined the scheme before 2012?

Is it worth doing? I feel tempted as it says the following and I fall into this category

In broad terms, we are currently looking to bring claims for teachers in the state or independent sector who:
• became members of the Teachers’ Pension Scheme pension scheme before 1 January 2007 and were born on or after 2 July 1963;
• became members of the Teachers’ Pension Scheme pension scheme on or after 1 January 2007 and were born on or after 2 July 1958.
We are unable to offer legal advice and representation to teachers who:
• joined the Teachers’ Pensions Scheme after 1 April 2012;
• stopped working as a teacher more than 2 months ago;
• have voluntarily opted out of the Teachers’ Pensions Scheme at any point since 31 March 2012;
• are currently on a career break; or
• work in Northern Ireland.

OP posts:
MrsTumbletap · 11/10/2019 20:20

It says no win no fee, but not sure if it's worth the hassle?

OP posts:
noblegiraffe · 11/10/2019 20:27

Where did the email come from and what are they claiming for??

HopeClearwater · 11/10/2019 22:48

Yes, what’s wrong with the scheme?

echt · 12/10/2019 05:51

Any teacher can get in touch with TPS:

www.teacherspensions.co.uk/

They are lovely and helpful people.

I'm guessing the email is a scam. TPS only email you once you are fully signed up.

phlebasconsidered · 12/10/2019 07:43

It's about the legal claim for those of us that joined before 2006 and are over acertain age, as the changes to the tp scheme significantly disadvantaged our final pay out. I'm thinking of doing it, I shall do a bit more investigation first.

noblegiraffe · 12/10/2019 10:04

The changes only apply to pension paid in after the changes were made though, I thought?

MrsTumbletap · 12/10/2019 13:27

I got the email from the TES so don't think it's a scam.

It does make sense, that I and others my age in teaching are at a disadvantage. But I would be interested to know if anyone has gone through the process and had a successful claim?

OP posts:
MrsTumbletap · 12/10/2019 13:28

https://pensionschallenge.co.uk/teachers/?utmsource=TES&utmmmedium=Email&utmcampaign=TES%20Email%20Oct

OP posts:
MrsTumbletap · 12/10/2019 13:29

That was the website I was directed to from the TES

OP posts:
noblegiraffe · 12/10/2019 13:37

Presumably it’s a group litigation rather than individuals making cases so it won’t have been tested for teachers yet?

I fall into the category so will be looking into it but my pension is screwed anyway as I’m part time.

MrsTumbletap · 12/10/2019 18:26

I'm part time too, why are we screwed?

OP posts:
noblegiraffe · 12/10/2019 19:30

Part time pay = part time pension. Not enough to live on.

echt · 12/10/2019 20:48

Sorry. My error. On hyper alert having just got a scam email purporting to be from HMRC today, telling me they owe me money. Hmm

dootball · 14/10/2019 08:12

If this is the same thing, isn't the action to do with younger teachers being discriminated against, as older teachers were able to continue with more beneficial final pension schemes when younger members were forced to transfer to less generous average salary schemes.

MrsTumbletap · 14/10/2019 21:29

Yes that's how it reads to me, that my age bracket (late thirties) is discriminated against and are missing out potentially on a comfortable retirement.

I think I might just do it and report back to you all on how successful it is, someone has to go first I suppose!

OP posts:
DrMadelineMaxwell · 14/10/2019 21:33

25% fee! Ouch.

MrsTumbletap · 16/10/2019 22:05

Is it? I didnt see that part. Eeek.

But 75% is better than nothing I suppose.

OP posts:
BG2015 · 17/10/2019 22:15

I've just looked at this. I fall into the category but 20% fee or £1500 - do they think the payout amounts are going to be high?

It is annoying that our pensions will be lower, I want to retire at 60 but the second part of my pension won't kick in until I'm 67

. Reluctant to click on the final part of the form.

Nyon · 18/10/2019 08:25

So if I joined the pension scheme in 2011, and were then moved over to the new scheme in 2015, do I count? I’m 30.

DrMadelineMaxwell · 18/10/2019 12:52

I'm 45 and have paid into both schemes.

thoseendlessdays · 18/10/2019 18:52

May have misunderstood but I think the "if successful fee "is a maximum of £1500 or 20 % from what I read?

Percypigsareyummy · 19/10/2019 03:16

Why would you need to claim and pay fees to a litigation company as the government are currently looking at sorting this out after the McCloud judgement?

BG2015 · 19/10/2019 08:42

percy that's a good point.

I looked into it a bit more last night. But will the government sway to our side? How many teachers are there in this position?

I'm 50 and planning on retiring at 60 but will need to downsize to bridge the gap between 60 and 67 before the second part of my pension kicks in. No way I'm working until I'm 67. It's so unfair.

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