Pet Insurance - would you recommend your insurer?

[Greenstabilo]

My 3 year old cat is insured with Petplan on a liferime policy, originally taken out when she was a kitten in 2021 for £160. The premiums have gone up each year, and this years renewal notice is for £276! (I’ve never made a claim btw). Cover for vets fees is only £4000 pa too, which is probably not really enougjh.

Does anyone have insurance they would recommend? Thanks!

Tesco have been brilliant with my £26k of claims.

I second Tesco - they've been great.

Many Pets have been great with Elton after a shaky start when they took ages to pay a claim

We’ve been with Petplan for years now and I actually would recommend them. The covered for life has been amazing now my precious old boy is getting unwell.

Petplan may be expensive but I certainly got my money's worth with my 19 year old late cat. Car accident at 6 necessitating surgery and probably 3 years of treatment at end of life.

I second staying with petplan although expensive they paid a lot of money out for my little dog up to her death aged 13
My policy was £80+ per month but I claimed £200+ per month for years and years without problems

Thanks everyone. I have used a comparison site today and there are cheaper policies out there with much higher cover limits (although higher excess too).

I’m a bit worried my Petplan policy only covers up to £4000, so may leave me short if I have to claim.

Tesco is looking like a possibility.

Anyone insure via Co Op?

I'm also with many pets
Have used tesco before as well
Make sure it's a lifetime policy

I have a £4k Petplan policy. They paid out the full value of the policy, without quibble, just three months after we’d taken it out. I do wish we’d insured our cat for the higher level of claims (the total vet bill was £6.5k), but I can’t fault Petplan.

We're with manypets, last year they took about 3 months to pay out although this year it was "only" about 5 weeks, but each year our policy goes up a huge amount this year it went from £60 for 4 cats to £100 for 3 cats (one passed away).
We moved from petplan as it was cheaper and I really wish we'd not but as out cats now have pre existing conditions we are stuck with manypets

Tesco have been great before when I've had to claim
Think I have 10k worth of cover

We were with Petplan for Harry and I couldn't fault them. They paid out thousands for his various ailments over the years

Our cat is older now and has some ongoing health problems. PetPlan have been brilliant throughout his life. I don’t think your policy is expensive. I would stick with PP.

We are with Manypets. They are taking longer to pay out. Also costs an arm and a leg. Thanks to pre existing conditions we are stuck with them.

We have 4 cats and two different insurers - PetPlan and Agria. I would recommend both, it is simple to make a claim and they have always paid promptly.

If you change to a cheaper insurer, check what is covered. Agria recently paid a large dental bill for one of our cats. Some insurers do not cover dentals.