We had one FIV+ boy and it’s going so well that we now have 2!
We haven’t insured them because it just wasn’t worth the premiums and we have good disposable income/savings available to pay vet bills.
We do do “Healthy Pet Club” with our vet though which covers worming, fleas, vaccines, 2 x yearly health checks for £15 a month per cat. This is super helpful for knowing they get vet checked regularly.
I’ve had my 7 year old 3 years and the only issue we’ve ever had with him is conjunctivitus- cost us about £150 for vet check and eye drops which solved the problem. He also got a UTI which cost us £300 in midnight on a Saturday vet call out, painkillers and treatment but we think it was caused by stress from us moving house- bladder problems in male cats are not to be messed with.
My 10 year old I’ve had a year, has FIV and a heart murmur and the most he’s had done at the vets is a scale and polish!
The biggest different with FIV cats is if they seem under the weather or not quite right you don’t hang around to “see how they are in a few days” you take them straight in- a good vet will understand this and see an FIV cat straight away- ours are FAB!
But I’m really happy, 3+ years of FIV cats and really only 2 vet issues (we won’t count the one that got too fat and had to go to fat camp, that was my fault….).
My boys are both indoor only, one has been fine with this from day 1, the other has taken some more getting used and means we need to be careful with doors and windows (FlatCats and a porch!!!!). They are also both the cuddliest boys with bags of personality and I get SO many comments on how interactive my cats are. I think it’s because they are indoors 24/7- we are their world- they both get playtime every time, very important to keep them moving and lively. They both bloody love boxes so my kitchen is a brown plastic parcel graveyard!!!
Cat tax- 2 beautifully healthy very playful FIV seniors!