Vets4pets pet plan..worth it?

[mumtoboys12]

I've been paying for both cats to have the pet plan (£15 each a month) for years.
This covers flea treatment and vaccinations.
They are house cats.
Do I actually need to be paying this?
How much is flea treatment to buy..do they even need it if they are house cats? And how much are booster jabs without the Pet plan?
Feel like I've been paying far too much but worried if I cancel it it'll costs more in one hit!
Thanks

I pay the same but with a different vet. I worked out that the flea and worm
Treatment costs more to buy it separately. And as it covers vaccinations away well it's worth it. I used to get two free vet consultations a year. But now they've downgraded to a nurse instead. So I've not put my new cat on the plan. She shares her sister's flea stuff. As I do t do them religiously every month.

Personally I think not. Ours are outdoor cats and we don't do this. We get flea/worm treatment when required, then get a prescription from the vet and order online. We have never done flea treatment every month anyway, and our cats have been completely flea free since Covid, so have had no flea treatment for three years (very odd, and I can't explain it)

We just have an annual MOT for the cats, including jabs, that is more expensive every year - but is still well under £100/cat.

This is from my vets. The main advantage for me is only needing to do the flea/worm every 3 months, instead of monthly with OTC ones

I wouldn’t pay that. I’ve had my cat for 17 years, he goes outside. He’s caught fleas once, think I spend around a tenner on flea tablets and drops, and £25 on flea furniture spray for the house just in case. I’ve got the vaccinations for life package (which they’re still doing) which was a one off payment of £100. £15 x 12 months equals £180 a year. Times the 17 years I’ve had my cat so far comes to £3060. Minus the £100 for the vaccinations for life package comes to £2960. So my cats cost me around £135 in vaccinations and flea treatments, and yours will have cost you almost 6k if you have them the same length of time

That list is not entirely honest...
Claiming £38/year for microchip - it's a one off cost (and frequently done by rescues/ breeders anyway).
6 month check - unnecessary
Nail clipping - unnecessary in the vast majority of cats (and you can DIY anyway)
Religiously treating fleas and worming every month (or every three months as recommended on the packet) is unnecessary in my experience.

If mine was an indoor cat I’d have got him microchipped and not bothered with anything else. Tbh mines outdoor and I don’t even get his booster every single year, only when I’m going away and he needs to go in a cattery. All this for an indoor cat is completely unnecessary. I know people get weird about animals on here, but there’s a vet clinic by me that does anti body testing to see if people need to get their dogs and cats boosters that year (for people who don’t like to get them all the time). The statistics show something like after they’ve had the initial puppy/kitten vaccinations, over 80% never actually need them again. The ones that do only show a decline and need a booster after around 8 years

Mine are indoor, and I tend to be paranoid but for their needs the package isn't worth it. Yes they get their jabs annually along with an MoT, but with regards to worm/flea treatment I do them once a year just in case plus if there's been any risk e.g. like the time some mice moved into the conservatory, I used a spot on with each cat after I was sure they'd got rid of the mice.

Annual MoT & jab (where they will do nail clipping if required as well) costs around £70 inc VaT which is when I get the spot on doses, which works out at less than half the cost of a typical vet plan.

The one thing it can be an advantage for is if they give a discount on veterinary food, as most insurance doesn't cover stuff like kidney or diabetic food for pets, but TBH I saved just as much by buying from Zooplus.