Just wondering if there’s anyone on here who can give me some advice. My cat has been wheezing/coughing/hacking for about a week on the odd occasion so I spoke to the vet and she said monitor him as sounds like a hairball. Clearly isn’t as it’s got worse and he’s been struggling to breath, so I strongly believe it’s asthma.
With my insurance company, it’s a £75 excess charge for any illnesses, fair enough, but if there’s back and forth to the vet racking up a small bill each time, will I have to pay these all separately or is it standard to add to an account so that the insurer can potentially cover once I’ve paid the excess?
I hope that makes sense!