I'm sure the net result of this thread will be 'go to the vet', but before I phone them in the morning I thought I'd seek opinions anyway.
We noticed our cat was overgrooming her belly a while back, to the point where the hair got very thin. She was at the vet for something else, and I asked them to look at it. They said there was no evidence of skin soreness or irritation, no mites or anything like that. No reason at all. They asked about stress. In theory she should be the least stressed she's ever been because she hates visitors (or anyone apart from us), and we haven't had anyone in the house since August! The vet said to get Feliway, which we did, and the hair seemed to grow back a bit, but it's still thin.
But now she's really going for it on the back of her legs and (today for the first time) at the base of her tail - so not that close to the other sites. We have Feliway - I'm not sure it does anything.
So it's a call to the vet, but any words of wisdom/experience would be interesting. The vet has twice said they can't see any cause, but there has to be something going on...