For those of you with multiple cats...

[PosiePootlePerkins]

Are they all insured? We have 2 and they are not insured, if they need treatment we would be able to pay what is needed at the time. We do pay a monthly fee for flea and worm treatment and vaccinations.
If you have several cats, do you have insurance for all of them? I imagine it would cost an awful lot each month, or do you just take the risk? Just curious, would love to adopt more resuces although DH would be hard to persuade!

I have full insurance for my cats. Experience has shown me it is worth the expense overall.

I currently pay £42 a month for my pair. I worked out that the amount they e paid out is 19 years worth of premiums!

ragged my DH says the same as you, but I guess it does depend on what your cat needs and there's no way of knowing that. My old girl who lived to 18 needed about £400 of treatment over her whole lifetime but we were lucky. I was quoted £18 a month for my boy and £13 for my girl, no existing conditions. Also, probably a controversial viewpoint but if a cat needed £1000 worth of treatment I would be weighing up the advantages of treatment over quality of life. Sometimes it is kinder to let them go. My childhood cat had treatment for a thyroid condition in later life and she was never herself afterwards.

I pay money into an ISA each month, rather than insurance, so have the money if the cat is ill, and a rainy day fund if he’s not. Although we rehomed our other cat as she didn’t really like company, so only have the one at the moment.

I have had insurance over the years but there was only one winner. The excess was about the same or more than an average vet visit, thinking common issues like abscess from a fight or anti inflammatory injection and out of the three cats we have only had to have two expensive sets of treatments in their entire lives at £200. When you deduct the excess, calculate the premiums which go up every single year I was onto a loser.

We can afford veterinary treatment though, and expensive treatment if need be, so I take the risk these days and don't bother with insurance for any. Current cats are aged 15, 11 and 1.

MrsSchadenfreude I love the fact that you have an ISA for your cat Lucky cat and very sensible human slave too.
HotelEuphoria yes that's how I feel, it is a risk but also a risk to actually have insurance, if it doesn't pay out much over the years.

Just because it's a large bill it doesn't mean a quality of life issue and PTS isn't an option. Fatty's jaw cost £5000, with repeated dislocations, x rays and CT scans. She eventually had surgery to fix it permanently.

Yes. We have 3 and all are insured, costs us about £36 a month (9, and 2x6 year olds)

eek, how did fattycat dislocate jaw many times?