Do you have insurance for your cat?

[YumBountyChoc]

I have a 3 year old grey moggy. She was a valentines present from my DH and the bugger prefers him anyway

She's an indoor cat, who's spends most of her days running up and down our hallway aka pulling the wallpaper off playing with my DDs toys and sunbathing in the centre of our bed.

She's microchipped and wears a collar with her name and the landline number on so hopefully we'd get her back if she did escape/go missing.

I am currently setting aside £5 a week (sometimes a bit more if I can) in a bank account in case she needs vets treatment, but I'm wondering if it might be better to get insurance.

You're paying out against the unexpected though, Ms - even if you had a house insured, you would still expect to do routine maintenance yourself. You wouldn't necessarily recover costs on that.

Please get insurance!

My last cat got crystals and without insurance the vet bills were nearly £1000 for 5 nights at the vet, blood tests, IV, antibiotics and metacam. He was a neutered indoor cat and previously had no problems at all.

Vet bills are extortionate - saving £20 a month just won't cover it. It costs to have them seen, to be put to sleep, for all the drugs, for an overnight stay and again for any follow-up treatment. Even if they're only at the vet for a night it could cost you hundreds.

Yes!
Our indoor cat got spooked once and bolted outside. He was hit by a car and ended up having a broken jaw, damaged eye and broken tail.
He had his tail amputated, his jaw wired shut (was tube fed for 1 month) and is now blind in one eye.
His total vets bill was over $5000, the insurance excess was $125.
Can't recommend insurance highly enough. We are insured through PetPlan.

I've got £7000 of cover per year for each of my ragdolls. The boy costs almost twice what the girl does to insure! I would not be able to come up with thousands of pounds at a moments notice so I consider it absolutely essential.

I think Petplan is the best btw

I had M&S insurance up till last year when my cat turned 13.

She has hip dysplasia and kidney disfunction and the premiums went up to £56 a month (£670 a year) plus the excess of every claim and 20% each year due to her age, so around £750.

I now buy all her meds online and pay vet consultations myself. Total cost £420 per year.

Can't believe the poster who said they would euthanise a cat with a life-limiting illness to avoid the vet bills

I personally would always get insurance for a cat. You may not need it, but we've never had to claim on our contents insurance either - we pay it so we're covered if something happens.

We could never afford a massive vets bill so for us it would be a good safety net.

My dnan has had to pay out hundreds (possibly more) for her cats, who have all fallen seriously ill over the past year (and were eventually pts) she could have saved loads if she had insurance.

'Can't believe the poster who said they would euthanise a cat with a life-limiting illness to avoid the vet bills shock'

I agree :( if people feel this way why have a pet? I love my cats so much I'd do anything for them. It's like the poster who said she thought the money to treat her sick cat would be better going to a rescue. I'm surprised that some people don't love their pets as though they're a family member.