Quick advice needed about insurance before 5pm tonight!

[MinimalistMommi]

I have Petplan phoning back about lifetime cover for my Ragdoll kitten. I don't know whether to go for £4,000 per year at approx £16.00 per month or approx £18.00 per month for £7,000 per year. I've never had a pet before so this is all new to me!

I went with the £18 per month, it was only £2 extra but if something does happen then the bills can rack up pretty fast and that extra £3000 on the policy could be vital.

I think there's a poster on the board whose cat had to have very expensive reconstructive surgery which would have been a one off for that year. I haven't had Seniorboy insured (his age) but unless money was incredibly tight, I'd go with the higher premium and relax.

I have a rescue Ragdoll cat who is 5 & a totally indoor cat & I've gone for the £7k worth of cover but then there is a larger margin between the 2 levels of cover at her age, not £2. For £2 per month I'd probably go for the Premium cover :)

Thank you everyone, I will go with £7,000

Definitely the higher amount - we foolishly chose the £4000 cover and Dcat got hit by a car .... It's amazing how quickly emergency weekend and overnight care plus complex orthopaedic surgery can eat through £4000 ...