Pet Insurance

[Cloudminnow]

Can anyone suggest a worthwhile insurance? It seems very confusing.

Our 3 year old tuxedo was with the RSPCA insurance but they have changed providers - it seems more expensive but not so good e.g. no longer includes dental. She has no health conditions but I wouldn't be in a position to afford costly vet fees if anything did happen.

[Lonecatwithkitten]

You need to find lifetime policy. I know many people are happy with John Lewis and Pet Plan to name a couple.

[Cloudminnow]

Thanks. Didn't know John Lewis did it.

[cozietoesie]

I found \link{https://www.abi.org.uk/~/media/Files/Documents/Publications/Public/2013/ABI%20Pet%20Insurance%20Guide%202013.ashx\this} the other day. It might be an interesting read for you - but remember that it's written by the ABI and not a neutral party.

[crazynanna]

I am with Petplan Lifetime its about £18 per month I think

[EnlightenedOwl]

petplan all the way

[caroldecker]

At £18 a month, that is over £200 a year and the excess tends to be the same as the first visit cost - with a 3 year old, i would self-insure using a savings account.

[EnlightenedOwl]

If you have a three year old cat which develops an ongoing condition that needs treatment for the rest of its life that's a lot of money. Insurance is worth its weight in gold in those situations

[Lonecatwithkitten]

I have many clients who self insure I always advise them that potentially cat RTA treatment can run to between £3500 to 7000 and if they would want to go the whole hog this what they need to have contingency for.
Average cat stitch up about £220.

[cozietoesie]

I don't have insurance for Seniorboy but that's only because he was of an age when I got him that I simply couldn't then get a new policy which was in any way sensible. And we've been lucky. All he's needed was a dental (3 years in) and over the last two years, monthly meds for arthritis.

If I had a new, younger, cat, I'd have insurance even if they were a house cat like him and therefore not likely to be RTA'd.

[cozietoesie]

To be fair, neither did I think he would last this long so perhaps I didn't try that hard to find a suitable policy.

[Goblinchild]

Petplan, our cat cost them a fortune and they paid without a quibble every time. Worth the £20 or so a month for lifetime cover IMO.

[itsnothingoriginal]

Our vet said to get either Petplan or supermarket insurance.

[coppertop]

Pet Plan.

They paid up very quickly, and even paid a percentage of the cat's dietary food for 6 months.