I need pet insurance for my 5 cats <2 kittens 3 adults> where am I going to get the best value & not get messed about etc when making a claim ? Also I have heard of something <can't remember what its called> which covers worming & fleaing at a set monthly price . If anybody could point me in the right direction I would be eternally greatful as I have been sifting through sights for the past two weeks & I have got nowhere