Does buying a pedigree cat mean insurance more expensive?

[Rollergirl1]

We're looking to get a kitten. I want a silver tabby (british shorthair) and to ensure that we get the colour and markings we want it looks like we will have to buy a pedigree. I don't mind spending the money. But someone said to me that if we buy a pedigree cat that we will also have to fork out for insurance as will be more expensive. Again, I don't mind paying the money to make sure our pet is well provided, but why? Why should a pedigree cat be more in insurance than a moggy? Surely a pedigree pet of anything should have less go wrong with it? So why would the insurance be higher?

Anyway, def looking to get a kitten for the beginning of new year. We can't wait!

Unfortunately pedigree cats tend to have more go wrong with them than moggies. Also most insurance policies include replacement costs which are obviously more for pedigree cats.

Pedigree cats are far more likely to have problems than 'moggies'. Genetic problems remain and multiply within the gene pool because you are always breeding from a relatively small number.

I think you should read up about kittens, breeds and their different temperments before you fix on a breed. Silver tabbys are beautiful - but tbh so are all cats and you may find a oggy would suit your family just as well. Shelters such as Cats Protection League are well worth a look. They have beautiful cats in need of a home and can give you a lot of support in becoming a cat owner. Sadly many of their cats are there because people got bored when kittens become cats. Please do consider that you are getting a CAT not a permanent kitten.

I had a blue-cream British shorthair. Honestly? never again. FIP killed her at four. It wasn't pleasant and was almost certainly something she developed because of the fact she was pedigree.

i would have thought pedigrees are more expensive on the insurance. but my sister has a british blue shorthair and has been quoted 9pounds per month for the lifespan plan (from petplan) the plan where it covers illnesses. im currently paying 24pounds per month for my 2 moggies, no illnesses, only 2 years of age, from petplan.

agree with the posters who said about pedigrees having more health problems though.