For me vet equals someone who truly cares and loves animals
I suggest that you have another look in the dictionary. Are you suggesting that doctors are people who truly love and care for people??? Ridiculous. One would hope that they do, but actually, higher on my list is that they are well qualified, knowledgeable, and can "fix" my dog when things go wrong. And the same goes for how I select my doctors. A nice "bedside manner" is a plus, but it absolutely isn't a requirement.
I have both private health insurance and insurance for my dog. I can tell you now that neither the insurance nor the treatment costs for the dog are higher than mine. I do have some sympathy with those who have pointed out that the costs mitigate against poorer families being able to have pets / afford treatment, but that is not the fault of vets, any more than it is the fault of BUPA that there are huge waiting lists and poor clinical facilities and resources in parts of the NHS. We do have charities that support poorer people with veterinary services, but these are now overwhelmed. Again, that is not the fault of vets, is it?
I appreciate that, especially when beloved pets are ill, people lash out, just as they would if a beloved human was ill. But the tone of many on this thread is nasty. If you want free or cheap services, whether it is for you, your pet, your car or your home, have at it. But you get what you pay for. And if you don't want to pay for it, expect the consequences of that decision. The fact that caring for a pet is expensive is not a well kept secret, and if people decide to take on a pet, then they should do so in an informed manner and with due regard to the "running costs" - just like any other commitment people make.