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Bloody Insurance renewals
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AlaskanSnow · 06/08/2019 11:12

Got the insurance renewal through this morning, and it's jumped from £620 for the year to £940. No claims made within the last year, DDog is only 6.

Have compared online with alternatives, and the same cover, with the same insurer is £800. BUT if I cancel the existing policy and take out a new one I have that annoying 14 period of no cover.

I've called the insurers (Tesco) and they just said last year I had a new customer discount and wouldn't match the online price.
I said fine, I'll just get the new policy and start it 14 days before the renewal date so I wouldn't have a gap in cover, but was then told I would invalidate myself by having 2 policies

Does anyone have any other suggestions? I am loathe to pay the renewal, but don't know how to get round it?

I remember last year I switched from John Lewis to Tesco after a similar hike in cost, as they were identical covers both underwritten by RSA, and I think I just crossed my fingers and hoped during the 14 days exclusion period. It make me edgy doing that though!

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onyourway · 06/08/2019 11:16

Try adding your dog to your house insurance. I'm with NFU and it was so reasonable (and they've paid up since I've had it).

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onyourway · 06/08/2019 11:16

Try adding your dog to your house insurance. I'm with NFU and it was so reasonable (and they've paid up since I've had it).

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AlaskanSnow · 06/08/2019 13:40

Oh really, I didn't even know that was a thing!

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rideawhiteswan · 06/08/2019 13:45

I'd just cancel the old one from renewal and take out another one for two weeks before, in event of a claim you could cancel the new one and stick with tesco. I've not heard of this invalidating both policies I just thought you couldn't claim twice.
But I'm not an insurance expert!

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AlaskanSnow · 07/08/2019 14:12

rideawhiteswan that is what I'll probably end up doing.

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