Bloody Insurance renewals

[AlaskanSnow]

Got the insurance renewal through this morning, and it's jumped from £620 for the year to £940. No claims made within the last year, DDog is only 6.

Have compared online with alternatives, and the same cover, with the same insurer is £800. BUT if I cancel the existing policy and take out a new one I have that annoying 14 period of no cover.

I've called the insurers (Tesco) and they just said last year I had a new customer discount and wouldn't match the online price.
I said fine, I'll just get the new policy and start it 14 days before the renewal date so I wouldn't have a gap in cover, but was then told I would invalidate myself by having 2 policies

Does anyone have any other suggestions? I am loathe to pay the renewal, but don't know how to get round it?

I remember last year I switched from John Lewis to Tesco after a similar hike in cost, as they were identical covers both underwritten by RSA, and I think I just crossed my fingers and hoped during the 14 days exclusion period. It make me edgy doing that though!

Try adding your dog to your house insurance. I'm with NFU and it was so reasonable (and they've paid up since I've had it).

Try adding your dog to your house insurance. I'm with NFU and it was so reasonable (and they've paid up since I've had it).

Oh really, I didn't even know that was a thing!

I'd just cancel the old one from renewal and take out another one for two weeks before, in event of a claim you could cancel the new one and stick with tesco. I've not heard of this invalidating both policies I just thought you couldn't claim twice.
But I'm not an insurance expert!

rideawhiteswan that is what I'll probably end up doing.