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Adopting French Bulldog Rescue
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keeganface · 24/10/2018 20:58

We are looking at adopting a French bulldog from our look dog rescue centre. He is 2 years old and has been seen by the vet and has been given a clean bill of health.

This is our first dog as a family. The dog is well suited to our circumstances but we have no experience of insuring a dog.

What should we be looking at with regards to insurance? Friends have recommended lifetime cover but what sort of limit is sensible.

I would prefer a company that would pay the vet directly if possible.

Can anyone help?

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threemilesupthreemilesdown · 24/10/2018 21:35

"I would prefer a company that would pay the vet directly if possible."

In that case you will need to take your vet's recommendation as not all will do direct claims and those that do may only be happy to deal with certain companies. Given the breed I would strongly advise the highest limit of cover you can afford.

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AvocadosBeforeMortgages · 25/10/2018 01:01

French Bulldogs are notoriously expensive to insure, because as a breed they are riddled with health problems (though why they're so much more expensive than pugs is a mystery to me).

PetPlan Lifetime will fit the bill of
a) paying vets direct
b) being lifetime cover
c) offering varying levels of cover per year (£4k / 7k / 12k from memory). Go for something higher rather than lower given the tendency with Frenchies
d) actually paying out and not wriggling like some do.

However, I've heard of people paying over £200 per month in premiums for Frenchies, so be prepared. Insurance is not something to skimp on - you really do get what you pay for.

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DogInATent · 27/10/2018 11:45

though why they're so much more expensive than pugs is a mystery to me

Possibly because they're a very popular "beginners" dog for first time dog owners - might bump up the rate of claims as well as the inherent value of claims specific health problems.

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