My two dogs are 9 & 10 , border terriers , fairly robust, healthy and laid back breed ( well our two are. I have just renewed the insurance and obviously it is getting more expensive as they get older ) Some people I know do not insure their dogs. Now , I would be happy to put the insurance money to one side in case they need vet fees etc - the one I feel really uncomfortable about ignoring is 3rd party. Not because I think they would harm another dog or person deliberately , more because we live in a built up area and if by chance the lead broke and a motorist had to swerve & damaged their car etc. This is unlikely but in this way I am cautious. I would be happy to put aside vet fees into an account but do not want to have no 3rd party insurance. I can't find anyone who does this. ( well apart from there is a Dog trust thing which if you give them a contribution you will have 3rd party insurance)
Does anyone know of an insurance co. who would do this or any wise words of advice? Just thinking about it for next year as insurance is becoming really rather expensive. Just to be clear I am not condoning dogs not being insured , not at all , & we I know it is part of the cost of owning a dog. We ( DH & I ) are responsible owners , I like to think - just wondering if someone has a better idea for dogs who are getting on a bit. We do have a vet plan thing for vaccinations and worm etc treatments which are not covered by the insurance.
Not sure there is a good answer to this but thought worth asking 