Pet Insurance

[catbus]

Hoping some of you might be able to point me in the right direction regarding this, please.
We are going to be getting a puppy at some point in the near future, so currently researching options - getting a bit confuddled with all the options.
We have three cats also and am aware there are multi pet policies out there...
Any recommendations welcome

[bakingtins]

Microchipping will be compulsory as of April 2016.
The rest is not entirely clear as it's being rejigged at the moment. I went to a Trevor Cooper seminar (the Legal Beagle!) recently and he was talking about new regulations coming into force this year to cover dog fouling, areas where dogs have to be on lead, nuisance dogs (in terms of harassing others or persistently straying) etc, plus a rewrite of the dangerous dogs act. Main change likely to be that the act will apply everywhere, previously only in public places, so can be used against you if the dog bites someone on your property. The postal workers are apparently intending to prosecute each and every incident. TC is rubbing his hands in glee at the prospect of endless work for him....

[bakingtins]

I'd be a bit doubtful that your vet is offering insurance, OP. Many practices have some sort of health plan but it normally covers vaccines, flea treatment etc, sometimes including a few consultations or a discount on services, but it's not insurance and would not cover you if your pet needed expensive surgery or referral. Double check what it covers anyway, and if they do offer insurance you need to know who is underwriting it, they will only be acting as an introducer for one of the big companies.