Bleedin hell! Premium up by a 3rd!!

[PersonalClown]

I've just got Staffy boys insurance renewal through the post and they want to put it up from £17 to £27 a month!!

They're changing underwriters so I have to wait 2 weeks to see what a new customer's premiums would be before I can ring up and have a go!!

Greedy bastards states the bloody obvious.

I changed my bassett's insurance last year as it doubled as she turned 8. I went with petplan for less then I had before but have now cancelled that as it went up a third to £570 a year!
I can insure my house for less!
What was galling was in the renewal letter it said 'so glad your pet has had no ill health this last year'
I spent £175 buying her and over £2,000 insuring her in the last 5 years. i put in 1 claim and got back £70ish. I am afraid we will be taking our chances with her and hoping she doesn't get something too serious

I have insurance for my cats and that went up a lot this year. I called them and said it was too much and I was thinking of cancelling and how much notice did I need. Surprise, surprise, they were willing to re-negotiate the costs and cut out a few unnecessary bits and I now pay quite a bit less than they wanted to increase it to! Worth a try?

I think I'll probably end up doing without insurance for our dog at the next renewal. She'll be 7 by then and I'm expecting the costs to rise. I think it does get to a point where you accept that the dog's older and if she becomes ill/has an accident I'll have her PTS. Thats what I tell myself anyway.

Most people I've spoken to are seriously considering doing without because it's just getting too expensive . The other option is saving what you would have paid, into an account and hoping that it'll be enough to cover any illnesses.

It's ridiculous.
Unfortunately I can more people dumping dogs or letting them suffer because they can't afford insurance.

21st January and I can argue with them. I've got to wait till Homebase have fully changed to new underwriters to see if I can argue my premium down.
If not, I'm fucking off to John Lewis or Axa. Works out roughly the same as I'm paying now.

Axa quoted me £14 less when I had to change insurers and its a Lifetime policy

One I was with are pulling out of Pet Insurance, so not quite sure how the Lifetime bit would work if my guys actually had ongoing issues

Just picked up a leaflet in Sainsbury's - they have an offer of 12 months for the price of 9 for new customers if you buy online and have a nectar card. sainsburysfinance.co.uk.

Viva, am you would have an 8 yr old PTS.

OP try Morethan - I was with Tesco paying £23 and its now down to £12-ish

Viva - you'd seriously have your >7 year old PTS if it got ill? Christ thats only about middle age for some dogs

It depends what it is. And I am talking about my specific dog here who already has a very bad heart murmur, and her breed has an average life expectancy of 10.

I've never insured my cats and always said oif they had too big a vet bill they'd have to be PTS. But when I found myself in that situation with a £300 bill if we treated I paid the money. Ditto the bloody rabbit that had a £200 op.

I am prepared to pay money for my animals - I've paid £600 for the dog's teeth in the last 13 months which wasn't covered by insurance. I was thinking more of a bill for £1000s, especially if it was something like cancer where chemo, etc was the treatment or bone cancer (which my breed of dog is prone to), where amputation is the treatment. Partly about the massive bills I'd incur but also about wondering how much the dog would get out of the treatment.

Anyway at the minute she's still insured. I pay £15 a month for 4 years, I've had to pay numerous vet bills for stuff which is either just under the £70 excess or isn't covered (teeth). If the insurance goes up next time I think I probably will stop paying it and put £15 a month aside into a vets bill fund.

Gribble you genius! Just done a check and Staffy boy comes in at £20.
They are underwritten by RSA as well so it gives me a great starting point to argue with Homebase to try and drop my premium.