Vetsmedicover is anyone with them?

[3cutedarlings]

Just sorting insurance for my Lab, god lord what a pain!!! basically it is £18 per month for the following

here

£10,000 vets fees per year
Lifelong cover
Complementary therapy
One price irrespective of breed, postcode or age
Cover for dental treatment
£1 million third party liability
Only £80 excess

However if you read the claims page it says you have to ring for authorisation prior to any treatment, is this normal?

I so need to get this sorted today, tis totally doing my head in, why is pet insurance so confusing (am i over thinking it ?) tis blardy easier to insure the house FFS

It looks like a really good cover, but i have this "if it looks to good to be true" feeling about it to be honest.

So what to do!?!?, what i really need is someone that knows what they are looking at, to point me in the direction on a good plan which i dont need to remortage the house for

anyone? :)

Hi, we went with Tesco who was doing an offer at the time. They have very good intro offer on at the moment as well as a discount for clubcard holders.

I don't ring before I take the dog to the vet but I do ring before logging a claim.

If you go for Tesco I can recommend you if you like and we both get 1000 points.