My kid is 17 and lucky enough to have a decently paid job. Since he started working I've spoken to him multiple times about budgeting/saving etc but he continuously spends his entire wages every month. His purchases - mainly designer clothes and shoes- have become increasingly expensive and despite saying he's going to save, 8 months into the job he doesn't have a penny saved. I don't charge him rent- I'm in a position where I don't need to and don't feel comfortable doing so without a need but am worried he's going to have no budgeting skills growing up. Anyone else in the same boat? What would you suggest? Should I insist somehow that he puts money aside? Growing up I never had disposable income until about 10 years ago so this is completely new ground for me.