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Teenagers

Parenting teenagers has its ups and downs. Get advice from Mumsnetters here.

Teen been listed on CIFAS database

2 replies

lovely123 · 22/08/2020 06:47

We received a letter from DS (16) bank a few weeks ago saying his account is being suspended whilst they investigate potential fraud.
I called and spoke to them with my DS and they basically said some money had been received into his account out of which 75% has been paid out to 2 people, unknown to me or my DS, the other 25% was in a holding account and my DS needs to prove where it came from.
My DS swears he has no idea what is going on and denies any wrongdoing, he is very aware of deets and squares scams too.
He claims he lost his bank card a while ago but did not by about it but surely to transfer money in and out accounts you need to do it yourself so I’m so confused.
We have now heard back from bank and they’ve said they are closing his account following the investigation and his name will be added to the cifas database. Any ideas on what next steps I can take?

OP posts:
Tjlz · 22/08/2020 10:51

Worth looking at this website and seeing what info they hold: www.cifas.org.uk/contact-us/subject-access-request

If it’s a marker on his credit file for fraud this can stay on the credit reports for 6 years. Would recommend finding out what has been added to the cifas first

Zaor · 23/08/2020 18:17

Ask the bank where and how the transfers were done. Were they online or in branch? If branch they should have CCTV. If online they should be able to tell if it was done on your son's PC/phone.

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