Their is light at the end of the tunnel!

[mumeeee]

Hi everyone I'd thought I'd post this to let everyone who is having a hard time with thier teens at the moment,thet it does get better.
DD1 20 got engaged a few weeks ago to a boy we all like. They are getting married on August Bank Holiday next year. DD 3 is now a mature young lady and sorts outa lot of things for herself. She is now fairly good with her finances and knows how to save. She also will ask me or DH for advice if she neds it She doesn't always take the advice but it's nice to be asked. She often textsme to meet in town for coffee. She is going into her final year at uni in September and has down well so far. DH and I are both very proud of her.
We still have the usual teenage problems with DD2 17 and DD3 15 but if they are getting too much I can just look at my older daughter.

Has anybody else got a simular story to mine?

My SIL was the most worrysome teenager, but she's turned out great and is a wonderful, mature person now.

Well done you for posting such a nice positive thread!

Yes, I've a very similar story, but DD is not quite out of the woods yet.

She too is about to go into her third and final year at uni. She is housesharing with a friend, who is lovely. She dumped the toxic boyfriend who was too old for her anyway and now sees him as we do... a disgusting old dirt bag with a penchant for young girls. yeuk.

The only thing is that she hasn't got to grips with money and we constantly bail her out. She ran up credit card debt of about £1,000 and then threw away the debt collector's/solicitor's letters when they started hounding her.

This one will run and run and I'm seriously thinking of putting her up for one of those finance/spendaholic type Channel 4 programmes.

Well done to your DD themoom66 for gradully sorting her life out. I'm sure she will get to grips with mobey in the future.
Does she have a part time job,if so is it possible for her to get rid of her credit card and just live on what she gets?
DD1 has not got a credit card, she was advised against it when she went to a university day in 6th form. She has two bank accounts one she just uses as a savings account. The other one is a student account and she uses it to pay bills etc. She ghas gone into the overdraft at times but it is a no interest one and she sorts it out as soon as she can. We pay her tuition fees and help her out with her rent.

Yes mumeedee... We pay all her rent and tuition fees and give her an allowance of £70 a month for course materials, paper, fabric, etc. She is on a fashion course which is very expensive to fund.

She no longer has the credit card and won't get another as she has a CCJ against her now. We only saved her from the bailiffs by about 24 hours!

She has a part time job which pays well at Ladbrookes the bookies. She gets at least £230 a month from there, and £270 a month if she gets some Sunday shifts.

So she is not short of money. I cannot get her to say where it's gone and what she's spent it on. I think it just gets frittered away on crap like takeaways, nights out on the piss etc.

Hence my seriously thinking of putting her up for that tv programme where they teach her financial management etc.