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Teenagers

Parenting teenagers has its ups and downs. Get advice from Mumsnetters here.

How much roughly to add DS17 to my car insurance?

18 replies

ChristopherWalkenDead · 28/10/2016 22:17

Does anybody know roughly how much it is to add a young learner driver to your own insurance??

OP posts:
Iamdazedandconfused · 28/10/2016 22:26

I would try it on a price comparison site so you can get an idea - it will vary due to your type of car, your driving history etc.

One of my friends was put on his mum's insurance for her VW polo as a learner at 17 and the quote was £5k for the year Shock

KnockMeDown · 28/10/2016 22:52

An arm and a leg, literally....

TondelayaDellaVentamiglia · 28/10/2016 23:00

depends on your car, but if you want a real fright think about when the learner driver has passed!

ChristopherWalkenDead · 28/10/2016 23:13

Thanks for the replies, I think I had rather naively thought that it wasn't too bad whilst they were learning!

OP posts:
DameDiazepamTheDramaQueen · 28/10/2016 23:15

A friend's just done it for £500, apparently that's a bargain.

RJnomore1 · 28/10/2016 23:16

try marmalade insurance. I only heard about it on here - its learner driver insurance which doesn't affect your policy and is really reasonable.

Haffdonga · 28/10/2016 23:19

We've just paid about £100 for a month. In fact ds has only got behind the wheel a few times this month so it would have been cheaper to do it daily (which costs about £15).

OhFuds · 28/10/2016 23:20

When my DD was learning I used to hire a dual control car for a few hours each week, I didn't feel confident enough to take her out in my car especially since emergency stop was one of the last things she learned with her instructer.

When she passed her test I had to have a black box fitted as the insurance was too high without one. Shes now buggered off to uni leaving me to have my driving monitored every day!

BackforGood · 28/10/2016 23:21

The 'learner' insurance can be relatively cheap compared with once they've passed.
Probably a LOT cheaper, and FAR more efficient use of time and money, not to say wear and tear on nerves and family relationships to pay for a 2nd lesson each week, or a two hour lesson rather than one.

stonecircle · 28/10/2016 23:28

I think we paid £140 pcm for 3 months with direct line for our 17 year old DS this summer. We then moved to Admiral and got it down to £100 pcm. We're in greater London.

KittyAlPick · 28/10/2016 23:30

DH has just had a quote to add learner DS to his insurance and it was about £500 too. He used compare the market. I think the expensive time is when the DC pass and want to drive solo Hmm

MrsJoyless · 28/10/2016 23:37

I was quoted £6000 to add DD to my insurance (also a Polo). Changed to Direct Line and got it for around £1200. It did not go up when she passed.

ChristopherWalkenDead · 29/10/2016 13:53

Thanks for the replies, will speak to my current insurer to see if it's viable or not!

OP posts:
PJ67 · 04/11/2016 00:23

I just phoned for my 17 yr old ds. We have a new fiesta and were quoted £800 for the 8 months left on the annual policy and £3400 for the 8 months if he had passed his test!

TheDrsDocMartens · 04/11/2016 06:01

I'm looking at Marmalade for dd1, had a lot of recommendations.

19lottie82 · 06/11/2016 15:17

Insurance to add a learner won't be too bad, as they will be supervised. As already pointed out it's when they pass that it will shoot through the roof. As a guess expect it to go up three or four fold at this point.

poisonedbypen · 06/11/2016 15:27

Marmalade - £78 per month for DS. Same sort of price as we were quoted to add him to ours (£1000) but doesn't affect our insurance if he has an accident. Usually just about doubles when they pass. Far more than the value of our carShock

PrincessHairyMclary · 06/11/2016 15:46

I'm currently learning (30 years old) and insured myself and DB whose taking me out on a Meriva for £750 with Aviva (I got 20% discount as I have other insurance with them). When I was using compare websites there were some that were cheaper than £750 whilst I was learning but then skyrocketed to well over £1000 if I looked at having passed.

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