Teenage DS trying to insure a car!

[nagynolonger]

Any lucky parent out there with any advice on car insurance for an 18 year old.

He's driven on mine as a learner but now is now trying to insure a 10 year old car in his own name.

Cheapest he's found so far is £1500 with a tracker (monitors speed etc) and a curfew (between 11 and 5am).

He really does need a car to get to work. He has to be there for 7am and poor mum and dad would like a lie in.

Is this what it costs now days?

He's trilled to have passed and a bit at the thought of a curfew.

I think it might be. We haven't been able to find anything better ourselves for ds(19) but I will watch this thread with interest!

£1500 is very good, I'm afraid. Where from?

That is cheap foran 18 year old driver and a 10 year old car, what company?

I agree with Akhal, that is very good my lad was paying over £300 a month. It's just over £200 now after his first year.

He's on his laptop now. That's coop I think.

Watching with interest too.

My older sons never had a tracker/curfew is that normal now too?

make sure he lowers the excess.

and plays with the figures, sometimes comprehensive is cheaper than 3rd party.

get yourselves on the policy too. With mum and dad on there as well (policy in your ds name) you will save yourselves quite a bit.

The theory is 3 people on a policy, less time for the ds to drive, therefore reducing the chances of a teen claiming.

Fiddle about with the price comparisons adding your names too.

He's not happy some are £4000+. He's a first year apprentice it's more than half is take home pay.

That's a good deal.

See if putting you on the policy helps, but frankly that's a very competitive price.

alternativelyt just put him on yours til he is maybe 19?

Either put yourself on his policy or try a company like Direct Line where named drivers get no claims discount built up and have you as a main driver and him as a named?
My nephew is a mechanic, he is 20 and has an R reg fiesta and and it was £2500, he added his mum and it halved.

I'm with co op. Dread to think what insurance will be when ds4 learns! Think that quote is cheap because of the restrictions

I tried with my insurance but they are not keen on him driving more miles than me so wanted him limited to driving to work 3 days a week!

I'm not in this position but wondering, with a curfew what happens if he needs to get to a hospital using his car within the curfew time? Just curious.

Is it just those of us who are blessed with sons! Do girls pay the same......It was a girl racer who crashed into me.

Not a clue about that Vickity.

Sometimes slightly altering your job description helps too, but keep it accurate and legal. Have a look on the www.moneysavingexpert.com site too, they have a whole section on lowering afar insurance.

Also, one insurer identified, look and see if they are registered on quidco, then you might get some money back

Have you tried something like the Admiral multi car? We got a hefty discount on both our policies by switching to multicar

It's absolutely shocking. We got a good deal with Direct Line, we saw those tracker things but the fine print said that you had to pay for the tracker yourself, maybe something to check out?

At the moment girls pay less but any moment now pricing discrimination based on gender will be outlawed so they will both pay the same.

Unfortunately teenaged boys have multi-million pound crashes all the time and that needs to be paid for.