Travel insurance for elderly parent.

[Kaz2200]

Hi i have asked this before, but never really got an answer. We have a holiday home in Spain and would love to take my mum, however struggling to get her reasonable insurance. Two reasons really, one is cost, and the second is the declaring of any existing medical conditions. She has been healthy all her life apart from breast cancer 20 years ago. However now she is as the doctors every week with different aches and pains, from stomach pains, chest problems, her breathing, indigestion. She is 79 with the start of early onset Alzheimers. I would not have a clue about her recent or ongoing health issues, and neither would she.

So do I try get her insurance, bit knowing if we claimed we probably wouldn't get paid out, or go anyway and just pay for any medical treatment should we need it.

You might want to ask for this to be moved from Style and Beauty?

My daughter and I require complex insurance. It’s going to cost a lot, I’m afraid. Insure and Go might offer cover, staysure, saga or eurotravel are all companies I’ve had success with in the past. Given it’s a short haul, week long holiday, you may get it a bit cheaper if you take the risk of going without cancellation cover and only take medical cover while away. I wouldn’t travel without declaring, a long hospitalisation or a medical repatriation without cover would be hellish.

Doctors will for a fee give you a list of conditions you can use to declare. However, unless you have medical rights with your mum, she will need to be the one that requests this.