I love the makeup revolution I love makeup chocolate eyeshadow palettes.
The white chocolate one would be good for you, warm browns and great for everyday. Cover all the lid and 1cm above with the pale brown, blend it out and add a dab of the darker one in the crease and on the lower lash line.
Check out YouTube for eyeshadow blending tips. Blending is key.
I agree tinted moisturiser! I can't suggest one as I wear double wear - heavy coverage.
Sorry I can't suggest a mascara, I'm still struggling!
Brushes wise try and grab a Real techniques brush kit. They are great.
Lipsticks and balms I adore soap and glorys! No one seems to mention them but honestly they are fantastic. Especially the Matt one called " super nude" is a lovely nude that is perfect for everyday and isn't too much. Perfect for you I think!
Blushes Sleek ones are great, very pigmented so a little goes a long way and cheap! Superdrug sell them.
Bronzer, to warm you up I love Benefits hoola. Not cheap but amazing and lasts forever. If out of your price range Bourjous bronzing powder (looks like a choc bar) is great but go for the darker one as the lighter one doesn't do much.
And use a primer and setting spray! Rimmels primer is fab and make up revolutions spray too.