I own lots of lovely summer dresses, which I can never wear (even in summer) because I'm cold all the time. In winter (ie. now - feels like winter to me!) I get up in the morning, look at nice winter dresses, and end up in trousers and a jumper because the thought of being cold at work frightens me.
I invested in a range of thermals this winter, to wear under nicer things, but almost always the sleeves mean that I can only wear jumpers on top.
What can I wear, without spending loads of money, to look nice and not freeze?