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Inheritance one

54 replies

Lifeisbusyy · 11/08/2025 11:34

Would love some unbiased opinions.

DH has 3 kids - DSD 17, and then our 2 DDs who are 7 and 5.

DH & I set up a business. After a couple of years, I left as it was too much mixing work and family. He continues to run the business (which he can only do the extent he does as my job is super flexible and so I pick up basically all of the household and children’s stuff).

The capital he has used to keep it going, is capital we raised together.

It looks like things might be taking off, making the business worth a lot more.

Not uber rich level, but very comfortable. For context - what we raised together was about the same, and he’s basically burnt through all of it. When I left I didn’t give up my shares either. Just a salary etc as working elsewhere.

We agreed inheritance wise, our 2 receive my 50% of what we own, whereas his DD and our 2 receive his 50%.

There are a few separate assets so it’s not exact but it’d be of overall assets approx
DSD 17%
DD7 17% + 25%
DD5 17% + 25%
(rounded for ease)

He has slightly more assets than I do at present, and will likely inherit a few hundred K when his parents pass (I won’t inherit a thing), so the ‘17%’ will be worth more as it’s from his share if you see what I mean.

This weekend, he basically implied that it wasn’t fair anymore as if the business does what’s projected, he’s made more money and so essentially the kids should get equal splits. Essentially saying I’ve contributed / earned nothing, which just isn’t true. I was integral to the original raise that even allowed the business to run for this long. DSD also has her own mum and family to inherit from.

WWYD?

OP posts:
Are your children’s vaccines up to date?
LoftyRobin · 27/09/2025 07:42

Lifeisbusyy · 11/08/2025 12:11

@shiningstar2 but children with different parents will have different outcomes. Her mum has only ever worked part time for example to give her more time at home with DSD. I sacrificed that to try and build something for the children - which was a really hard decision tbh.

This is the key point. Your kids have you and husband as parents. You are unable to provide the type of inheritance that DSD's parents can give her. That doesn't mean you insist your husband gives her less to make up for the fact that your kids have you as a parent and you haven't got a few hundred K to push up their inheritance.

Objete · 05/10/2025 17:35

He doesn't get to give your share away.

Slightly concerning what you say that you feel the business being split 50/50 would be fairer but is "not going to happen." Do you feel you are being treated fairly financially? He has taken the money you put in and apportioned himself a larger share of the business, and how he wants to dictate how you leave the share you do have? He doesn't sound very nice.

Objete · 05/10/2025 17:38

OldLondonDad · 24/09/2025 10:13

I don't understand this fixation with no step-kids ever getting inheritance.

Our family money is probably about 80% from me in terms of who brought what into the marriage and earnings. I would really struggle to justify cutting my step-daughter out who I've known since she was 3 and has lived with me since 5. My inheritance will be split 50-50 between her and my biological daughter.

Wills and inheritance and the feeling of unfairness after you're dead is never going to go away - and you're not going to be around to answer the questions. Don't you want all your (and your husband's) children to have as good a relationship as possible after your gone? To be friends? To remember you fondly? To meet up and continue to be a family? Is it really worth putting that at risk by arguing over who gets this percentage or that and why?

Then the fair way to do it would be to put all the kids' inheritances into one pot, including the step-daughter's from her mother's family, and split THAT three ways.
Why does it only apply to money from OP and her husband?

LoftyRobin · 05/10/2025 17:39

Objete · 05/10/2025 17:38

Then the fair way to do it would be to put all the kids' inheritances into one pot, including the step-daughter's from her mother's family, and split THAT three ways.
Why does it only apply to money from OP and her husband?

Because they are the biological parents of all of the children concerned.

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