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If your spouse has their own kids and house, how are you doing inheritance?

7 replies

StepMumToJustOne · 25/08/2022 19:09

My partner has his own house that he bought before we met. He also has a 7-year old child. My partner isn't from the Uk, so his child has few blood relatives here.

I live in DP's house. We split bills 50/50. My own house is rented out.

We are getting married soon. My DP has made it clear that when writing wills, he wants his child to inherit his house. This is due to the fact that his child doesn't have any relations here etc. so won't inherit much otherwise.

I have accepted his wishes.

My question is, what will happen to me if my DP dies suddenly? Will I need to leave the property immediately? Given the age of his child, I presume the child's mother will technically inherit the house?

What have others in similar situations done?

OP posts:
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Triotriotrio · 25/08/2022 19:11

My will gives my DP the right to stay in the house as long as he doesn't remarry or move anyone in, or leaves it unoccupied for 30 days. Then when he dies/moves out it goes to the kids

chillipenguin · 25/08/2022 20:44

You wouldn't have to leave until the solicitor has gone through the will. I'd keep your house.

womaninatightspot · 25/08/2022 20:50

Id keep your house rented out. I wouldn’t be overly keen on paying his mortgage repayment but I’d pay half the interest or contributing any large sums for new boiler/ redoing bathrooms etc.

ChloeKellyIsAnIcon · 25/08/2022 20:54

My friend is in this situation, her DP's will gives her one year to move out of the house before it is sold and the proceeds divided between his children. That gives her long enough to sort out a place to live.

in the UK children can be named in a will, the money will be kept in trust until she is 18 but it won't be left to her mother.

YankeeDad · 25/08/2022 21:08

@StepMumToJustOne you did not mention your age or whether you might intend to have children with your future DH, but if yes, might that be worth discussing before committing to marriage? Otherwise you could have a situation where if something happens to your DH, then your stepchild gets ownership of the house but your own child (and you) would have to move out. If that is potentially relevant, then maybe your DH would be willing to draft a will that would make fair provision for all of his children, including any eventual child with you?

stepmumspacepodcast · 27/08/2022 14:44

Worth getting a solicitors advice on this one 💐

AubadeIsIt · 27/08/2022 18:29

womaninatightspot · 25/08/2022 20:50

Id keep your house rented out. I wouldn’t be overly keen on paying his mortgage repayment but I’d pay half the interest or contributing any large sums for new boiler/ redoing bathrooms etc.

Why on earth should OP pay for repairs and upkeep on a house to which she has no right? If he decides to leave house to his child, fine, but he should finance that.

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