DSD is 16. DP's ExW is RP. In essence DSD has had a skin problem for a few years. Misdiagnosed as several things and was just left by exW who said that "nothing could be done". This summer DSD's legs looked really bad, scabby and scarred, but she does not help herself to be honest. DH had had enough of the laid back approach and used his work health insurance (DSD would be covered) for a dermatology appt.
Upshot is, that she has a relatively mild but irritating skin condition which is essentially very difficult to treat and can only be managed. DSD has been shaving her legs constantly and waxing (she is V dark) which has made it worse. Dermo says that usual topical steroids should work but that she could "think about" geeting laser treatment on her legs as shaving/waxing will make it worse. Much like eczema, you can control it but have to live with it (I say this as a long time sufferer).
However the laser treatment is not covered as it has been deemed cosmetic. Cost, difficult to say, is going to be about £1700-£3000 dependent on how much she has done.
Firstly, given that this is going to cost a lot of money and may only relieve as opposed to cure the condition I am not convinced this is just a bit of money making for the clinic. Six treatments at least will be required. However, on this point I have to keep my counsel. It's my DH's child and he wants the best for her.
Given that his ex has got the means to pay (exW has no mortgage whilst we have huge one which my DH took out to pay her settlement) I think that the cost of this should be shared half and half if it goes ahead. ExW says that it should be paid wholly by DH as he was the one who took her to the dermo in the first place. I dont really understand this logic. Needless to say that if it comes to it we will pay but I just wonder wwyd?