According to a new report commissioned by leading financial protection provider Unum, today's employees are more likely to fall into financial difficulty than they were 30 years ago. The report suggests that this is partly down to the fact that employee benefits - designed to provide financial protection - have failed to keep pace with the changing UK workforce which now has more women and older workers plus more workers who are disable or suffering a long-term illness.
In fact, the report identifies that people with caring responsibilities - such as mothers with children - are one of three groups that are most 'at risk' of being left financially exposed owing to an employer provided benefits package that isn't fit for purpose.
So, Unum are asking you:
What employer provided benefits you are entitled to, and how could your employer provided benefits package better support you as a modern employee with caring responsibilities?
For example:
~ Does your employer provided benefits package entitle you to flexible working to help make it easier for you to carry out caring responsibilities?
~ Does it entitle you to income protection so that if you become ill you have the best chance of getting better quickly - without having to worry about losing your monthly wage - so as not to impact on your caring responsibilities?
~ Are you entitled to fewer employer provided benefits because you work part time, and does this impact your ability to carry out your caring responsibilities?
Add your thoughts to this thread and you'll be entered into a prize draw where one MNer picked at random will win £100 giftcard from One4All (which can be spent at 17,000 outlets nationwide)
For more information, visit the Unum pages on MN.
Thanks, MNHQ