Travel Insurance and Aspergers

[123andaway]

Can anyone recommend a travel insurance company to insure DS1 including his AS.

The quote I have just had for a week in Egypt is £19 (for me and the 3 kids) + £14 to cover DS2's asthma + £98 to cover DS1's AS!!

I understand the AS significantly affects his behaviour, and that I need to pay extra for it, but this just seems excessive. I've taken the policy to exclude his AS as it was the best quote I could find, but plan to shop around a bit later today. I would feel more comfortable if we were fully covered. Not because I think the AS will cause problems, but because if anything else happened to DS1 they could say it was due to his AS and not pay out.

Does anyone have their childs AS included on their policy and not had to pay an excessive amount more for it?

Thanks

Thing is if I don't have AS included on our policy and (heaven forbid) DS1 steps out infront of a car and needs thousands of pounds worth of hospital treatment, then the insurance company are going to say that he behaved in that way as result of his Aspergers, and I won't be covered. In reality it would have nothing to do with his AS as his road sense if good, but trying to argue that with an insurance company - I don't fancy it!!

I can't understand why DS2's asthma is £14 worth of risk, whereas DS1's AS is £98 worth of risk. DS2 is way more likely to need treatment for something asthma realted than DS1 is for anything AS related.