Power of attorney for adult child

[defineme]

Has anyone experience of having power of attorney for their adult child. Ds1 has learning disabilities, is 18 and I am his DWP appointee for his PIP, but I don't know if I need to have power of attorney too? His PIP is paid to my bank account as his appointee and he doesn't have a bank account. He has been offered a part time supported job (we're all thrilled) and his wages will have to be paid to me too...this all feels wrong, but he has no understanding of money etc obviously I'll support him to spend them on himself. I have no idea if the need will arise for me to have POA. We have made special provision for him in our will. I've looked at the gov.uk site and scope, but still no clearer.

If DS doesn't have capacity it is a deputy you would want to become. LPA is for when someone has capacity and wants to appoint someone incase there becomes a point when they can no longer make decisions for themselves.

There are 2 types of deputy. One for financial matters and one for personal welfare. The second type is harder to become. Usually you don't need the financial type if the only income is benefits and there's no other assets because being appointee is enough.

There's a recent thread on SN teens about this that may help you.

If he does have legal capacity, you can still be his signatory for a bank account and can speak to the bank on his behalf, etc if he agrees for you to do so (there's a third party mandate form you'll both have to sign).

My advice would be to open an account for him with your own bank - I can't tell you how many times DD has locked herself out of her account and I've had to pass security on my account just to speak to an actual human being and sort it all out!

My daughter has an account with Lloyds who run the account with me as signatory (her DWP appointee). TSB can also do this, not as sure with other banks. It does come with a debit card, just a cash point one and a cheque book.

Sorry "doesn't have a debit card".