We are currently trying to join BUPA through DH's work. Anyway they want a report on DS1's autism inlududing "treatment, severity and prognosis". (crystal ball anyone?). Anyway its been a bit of an ongoing saga trying to get sense out of them but I got through to someone helpful today. I asked her why they wanted this report (we're not actually trying to claim anything- and I already know they don't cover things like speech therapy unless its needed after a stroke or something. And apparently there's a new clause- they won't cover someone at all for anything if the autism is above a certain severity (which they didn't specify). Why???? Autistic children are no more likely than any other child to get any medical condition (except epilepsy I guess- but ds1 has never shown any signs of that). I'm disgusted. Anyway I told her that if ds1 wasn't covered we would be taking the rest of our business elsewhere. I know all medical insurers are bastards but this is ridiculous.
Just thought it my duty to let people know.