Urgent question about mobility

[ThomBat]

Hiya, sorry, going to test drive the RAV4 tomorrow and need to get our heads round something.

We've been getting high rate mobility component from 17/12/2004 and will be until 16/12/2008.

We've just decided as we need to upgrade to a bigger car now new baby is joining us soon, that we'll go for the mobility deal.

Already owning a toyota we went along to a toyota garage where we thought the RAV4 would be the best car for us.

They will take our Toyota Yaris, which is worth about 4.5k and take just over 300quid in DLA from us a month. For that we get a brand new car, our car & road tax and our insurance paid for. Great.

In 2008 when we may well not be getting the higher rate of mobility - what happens then?

As I understand it we get the option of buying the car at a discounted rate - but is that really a good deal??? Is if hugely discounted???

In 2008 when the high rate DLA stops (which means Lottie will be walking) and they want X amount from us or the car back, and we have to borrow X amount, say ...I dunno 4k, something like that, from a realtive (we hope) is it still a good deal?

No idea if I make any sense to anyone else, hoping I do and that you can answer my query tonight! TIA TC x

Bump!

oh no, should have asked sooner, have to go to bed soon and off early tomorrow. Ohh well, my own fault.
Still really worth answering this anyway though!
TC

right as far as i know at the end you get the option to buy the car - but i heard they don't discount it hughly.

could you look at the option of financing the car - but the finance being paided by the mobilty - i know you have to pay insurance but you'll be tax expemt and it's yours at the end

it's still all financed through the mobilty god i talk crap

i take it you've gone bed

I'm here, I'm here, had just about given up, thats FD! xx
Yes that's an idea.... hmmm insurance might be really hefty on the car thougth. ohhhhhhhh why is nothing easy, too many big decisions at a time I want to just be eating chocolate and getting fatter & fatter!

i'd go and speak to the mobilty specialist at the garage and see what they have to say about it all

I have a Partner combi on mobility and they sell for around 9k new. I was offered it for 4175. I phoned up for the price.

Yes you can buy a car through Mobility. We are currently hiring one through DS's DLA and buying DH through dd1's DLA. The APR is very good too. I think DH's car APR was about 8.4%.

thombat i am sure they can only take the mobility component out of the dla to pay for car,that is only
around 160 pound a month,
just check before you buy
btw we have new zafira on lease for 3yrs,with insurance and tax paid, ds is on high rate, we paid deposit of 160 and got refunded
make sure garage is motability accredited
please check this out coz something does not seem right to me

300 a month seems too high.

from the motability site.

Toyota Rav 4 2.0 XT-R 3d MP Petrol Manual 1995.00(advance payment) T/A 32.50(mobility weekly payment)

here